Money Talks: Market Fluctuations – Natural, Normal, Necessary

Source: American Funds, Investor Resources: A Guide to Market Fluctuations, 2018. The Dow Jones Industrial Average is comprised of 30 stocks that are major factors in their industries and widely held by individuals and institutional investors. The opinions voiced n this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested directly.

American Funds, Workman & Associates, and LPL Financial are all separate and unaffiliated entities.

Captain Stephen DeLacy – Salvation Army | December 1, 2018

It’s that time of the year again! The Salvation Army’s Red Kettle Drive is underway. Captain Stephen DeLacy shares how they help people in our community and how you can, too!  The Online Red Kettle Drive runs from December 1st to December 16th.Check out the Salvation Army website to find ways you can support this cause including volunteering and donation opportunities.

LPL Financial, Workman & Associates, and the Salvation Army are separate and unaffiliated companies.

Red Kettle Challenge

For many years, David Workman has headed up a Red Kettle Salvation Army Drive on the local radio station.  Although he is no longer on the radio, he still wanted to continue this tradition and will be supporting the Drive in a totally different format.

This year’s Red Kettle Salvation Army Drive is called the Red Kettle Challenge and will start December 1st and run through December 16th via our Facebook page.

You can be a HUGE help by sharing our Facebook posts about the Red Kettle Salvation Army Drive so that others can find out about the drive and become a part of it!

Our special guest for the December edition of our Money Talks podcast is Captain Stephen DeLacy from the Salvation Army here in Logansport.  You can listen to the podcast via our website

For more information about the Salvation Army and the Red Kettle Drive, visit or or call Captain Stephen at 574-722-1979.

Securities offered through LPL Financial. Member FINRA/SIPC. LPL Financial, Workman & Associates and the Salvation Army are separate and unaffiliated companies.

Thank you to our Clients for Your Referral – Receive a pie and enter to win a Thanksgiving Basket from Kuns Kountry Kitchen


I’ve enjoyed working with you and your family over the years. I hope you feel the financial guidance I’ve provided has been valuable.

Do you know friends, relatives, or co-workers who:

*       want to be financially comfortable in retirement?
*       are unhappy with their current investment results?
*       have complained about the taxes they pay each year?
*       have left, or are leaving, a company and have to make decisions regarding retirement plan distributions?
*       have a financial advisor who has retired?
*       would like timely advice from a financial advisor?
*       would like a “second opinion” regarding their investment plans?

If you know anyone who could use our services, please send us their names.  Simply complete the form below before November 21st  with the name, phone number, and address of your referral.  You can be assured that our conversations will be kept in the strictest confidence. I would simply mail an introductory letter to the contacts you provide me, letting them know you have given me their names.

If you provide us a referral, you will receive a free pie from Kuns Kountry Kitchen and we will enter your name into our drawing for a Thanksgiving Feast Basket (also from Kuns Kountry Kitchen) filled with homemade goodies and a pumpkin pie!

Thank you for the continued opportunity to serve your investment needs.


David J. Workman, AIF®
LPL Registered Principal